Effective Date: 13/08/2025
Welcome to MeraLoan. By accessing or using our website https://meraloan.in/ (“Site”) and services, you agree to comply with and be bound by these Terms & Conditions (“Terms”). If you do not agree, please do not use our Site or services.
1. Services Provided
MeraLoan is a financial service platform that helps users apply for:
- Loans (Personal, Home, Business, etc.)
- Credit Cards
- Insurance Products
We work with various banks and financial institutions to offer products. We are not a bank or direct lender; we act as a facilitator between you and our partner institutions.
2. Eligibility
To use our services, you must:
- Be at least 18 years of age.
- Be an Indian resident.
- Provide accurate and complete personal, financial, and contact information.
3. User Responsibilities
When using our services, you agree to:
- Provide true, current, and complete information.
- Not use our Site for any illegal, fraudulent, or unauthorized activities.
- Maintain the confidentiality of your application details.
4. Partner Banks & Third Parties
We forward your information to our partner banks and institutions for product evaluation.
- Approval, rejection, interest rates, and terms are at the sole discretion of the respective bank/financial partner.
- MeraLoan is not responsible for any decision taken by these institutions.
5. No Guarantee
We do not guarantee:
- Loan or credit card approval.
- Specific interest rates or terms.
- Processing times or outcomes.
Our role is to connect you with potential financial product providers based on the details you share.
6. Intellectual Property
All content, design, and branding on meraloan.in is the property of MeraLoan and protected under copyright and trademark laws. You may not copy, reproduce, distribute, or use it without our written consent.
7. Limitation of Liability
MeraLoan will not be liable for any:
- Direct or indirect financial loss.
- Rejection of applications.
- Actions or policies of partner banks/financial institutions.
- Technical issues or downtime on the website.
8. Privacy Policy
Your use of our services is also governed by our Privacy Policy. Please review it to understand how we collect and use your data.
9. Changes to Terms
We may update these Terms from time to time without prior notice. Any changes will be posted on this page, and continued use of our Site indicates your acceptance of the updated Terms.
10. Governing Law
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Indore, India.
11. Contact Us
If you have any questions about these Terms & Conditions, please contact:
MeraLoan
Website: https://meraloan.in/
Email: sale@meraloan.in