Effective Date: 13/08/2025
MeraLoan (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and protect your information when you visit our website https://meraloan.in/ or use our services.
1. Information We Collect
We may collect the following information from you when you apply for loans, credit cards, or insurance:
- Personal Information: Name, address, email, phone number, date of birth, and identification details.
- Financial Information: Income details, employment information, bank account details, credit history.
- Technical Information: IP address, browser type, device information, and browsing activity on our website.
2. How We Use Your Information
We use your information to:
- Process your loan, credit card, or insurance application.
- Connect you with our bank and financial institution partners.
- Communicate with you regarding your application status or other relevant updates.
- Improve our website and services.
- Comply with legal and regulatory requirements.
3. Sharing of Information
We may share your information with:
- Banking & Financial Partners: To process your application and offer suitable products.
- Service Providers: For technical, verification, and operational purposes.
- Legal Authorities: If required by law, regulation, or court order.
We do not sell or rent your personal information to third parties for marketing purposes.
4. Data Security
We implement strict security measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.
5. Cookies & Tracking Technologies
We use cookies and similar technologies to enhance your browsing experience and analyze website traffic. You can disable cookies in your browser settings, but some features may not function properly.
6. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. Please review their privacy policies before sharing personal information.
7. Your Rights
You have the right to:
- Access the personal information we hold about you.
- Request corrections or updates to your information.
- Withdraw consent for certain uses of your information (subject to legal and contractual restrictions).
8. Updates to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.
9. Contact Us
If you have questions about this Privacy Policy or how we handle your personal information, please contact us:
MeraLoan
Website: https://meraloan.in/
Email: sale@meraloan.in